Pay Yourself First

11 Positive Words To Put In Your Personal Statement

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You have your scores right, know which universities you would like to attend, and have done everything possible to meet the requirements for admission. The next big hurdle is writing a personal statement. So, the emphasis is on the “personal.”

Thus, it should be unique, and since you are fighting for limited opportunities with other numerous candidates; you want yours to stand out. Sometimes, it may feel necessary to get an affordable personal statement writer. That, however, doesn’t imply that you can’t write a compelling personal statement on your own.

What is A Personal Statement?

Before the college admissions board considers you as a candidate, you have to convince them that you are suitable. A personal statement is a reflective essay that you write to UCAS (university and college admissions service), to demonstrate your level of commitment and that you are the right fit for your choice of course.

It is different from the personal statement you may write when applying for a job. Moreover, for every university you send an application to, you can only use a single personal statement. It thus emphasizes the quality of personal statement services that you get.

How you present yourself in the personal statement will determine whether or not the board will want to meet, offer you a place, or leave an impression on them.

Emphasis on Writing Persuasively

The arguments you lay out in a personal statement has to persuade those reviewing the applications that you deserve a place in the college or university. It all boils down to the words you use in the personal statement:

  • Use the first Person. Any experienced personal statement writing service will use the reference “I”, in writing a personal statement. The same applies to you. Write as if you are talking to someone about yourself. Watch out that you don’t overuse it, however.
  • Choice of words. What you write about yourself should exude an upbeat tone. That implies you should refrain from using negative words. Also, you should keep away from qualifying words, such as, somewhat, entirely, and probably.
  • Be direct. Too many qualifying words may take away the meaning of your point. Demonstrate confidence in yourself, abilities, and skills. In as much as you would like to impress the admissions board, settle for the words you are comfortable using. The wrong use of words isn’t appealing.

The Power of Positive Words

The use of positive or active words gives your application additional impact. It helps you make a stronger impression on whoever is reviewing the personal statement. You may have heard other people refer to them as buzzwords.

You can use these words in describing the achievements you have made and any responsibilities you have taken. Using targeted active verbs shows that you are a person who takes action and has initiative.

Power words show precision and clarity in your statement. It will help you get ahead of other candidates, as they give you the confidence to communicate your ideas. There are many keywords, worth incorporating into your statement but we will only list 11 that many can use:

  1. Achieved: to expound on the accomplishments you have made.
  2. Built: it can be a way to show your innovative side. And something that’s out of the box is a great place to start.
  3. Completed: everybody wants someone who can finish whatever they start, or is given to them.
  4. Demonstrated: use it to highlight your abilities or skills mastered over the years, or through a particular experience.
  5. Executed: You should prove that you take the initiative and don’t need to have someone pushing you before you act.
  6. Granted: it could be you excelled in a particular activity and was given a reward for it.
  7. Helped: you have to provide a helping hand to those in need. Also, you have to prove that you can give back to the society if chosen.
  8. Identified: attention to details is critical to succeed in life. It shows that you pay attention and are aware of your surroundings.
  9. Joined: you could have participated in an educational club or one that deals with the challenges the society is facing. If it is for a good cause, talk about it.
  10. Led: show your leadership abilities, in becoming a student leader or the leader of an organization. A good leader is one who can inspire others for the greater good.
  11. Met: show that you deliver or exceed on the expectations.

Conclusion   

It is exciting to join the University of your Dreams finally, and purse the course of your passions. However, you first have to face this “formidable” impediment in your way, called a personal statement. Set yourself towards giving your best, it matters.

Use of power words makes you stand out but ensure that they are relevant to what you are writing. At the end of it all, make every word you use, count. Because the space to sell yourself is limited, and so are the available positions.

Author ~ Charles Hampton 

Here at Positive Words Research, we are looking to share with our readers original content that hasn’t been published on other sites so if you are comfortable with Positive Words Research being your sole publisher, we are more than happy to share with our readers your inspiring and empowering story. 

personal statement

Money May Not Buy Happiness But Financial Stability Helps

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Your parents likely told you once or twice when you were young that money doesn’t buy happiness. Not to say they were wrong, but as we age we begin to understand the importance of peace of mind and that being caught between a rock and a hard place is a lot easier to squeeze out of if you’ve got the right funds stored away.

While money may not buy happiness, there is something to be said about the positive effects budgeting your income (and debts) affords you. Creating stability within your finances can reduce stress and create more opportunities for the funnier things in life. As adults, this financial stability can come in many forms. In particular, saving up for your first home and refinancing your student loans are pretty common, important milestones. Keeping a positive mindset and utilizing habits for success will be essential when working through these challenges.

Adjustment Is Sometimes Necessary

Considering how many graduating adults finish school with debt, refinancing your student loans is a great option that can help provide more financial stability and create more flexibility within your monthly budget. Refinancing can seem like a hassle, but the process is fairly simple and oftentimes easier than you think.

Refinancing can also provide a much-needed mental break considering the negative, stressful feelings that arise when you watch your saving get drained by those huge monthly payments. It’s also important to keep in mind that refinancing doesn’t necessarily mean you’re incapable of paying back your loans. Rather, it’s like tailoring your payments to better fit your current place in life. For example, if you have a student loan repayment plan with a high-interest rate, you can consider refinancing the loan with a private lender such as Earnest refinance.

Financial stability

There are a few things to consider before refinancing. As the experts at LendKey explain, “When making any financial decision, timing is everything, and refinancing student loans is no different. There are several factors to this – some a student can control and others they cannot – that affect when they should refinance student loans. This includes the timing of graduation, interest rates, employment, and credit score.”

Refinancing also depends on which lender your loans are through as the requirements vary from company to company. Either way, it’s definitely worth investigating to see if you qualify. Adjusting your payments to better suit your income makes it easier for you to pay in full and on time each month, which is good news for your credit score and stress levels.

Confidence Is Key

Another significant milestone, buying your first home, is a financial goal that many adults are currently working towards. The process of becoming a homeowner can often seem intimidating, especially if you’re unsure if you’re actually ready for that kind of commitment. It can be fairly easy to focus on the negative feelings that arise when approached with a significant milestone such as this. However, you’re likely not giving yourself enough credit, and although the process can be tricky to navigate at times, it’s important to not deflate your own dreams of owning a home one day.

Of course, there is definitely a lot to consider when it comes to buying your first home: mortgage rates, down payments, property taxes, etc. You also need to ask yourself if you are in a position to stay in your home for an extended period of time. As Quicken Loan suggests: “Generally, we recommend you only consider buying a house if you plan to live there for at least five years, but this depends on a lot of factors, like the housing market, rental prices, and how much equity you have in the house.”

Create a goal for yourself

While you may not be able to afford or find your dream home right now, it’s still worth creating a goal for yourself and beginning working towards it. With that in mind, shopping for a new home can certainly drain you mentally and physically, which means it can be tempting to give up. Nevertheless, with the right budgeting, discipline, and determination, buying your first home doesn’t have to be so scary.

As we mature, financial stability becomes more and more important. Finishing school, owning a home, and finding the right career are all valuable goals the majority of us all hope to achieve one day. While money may not buy happiness, when we are able to better manage our time and money, we can worry less and enjoy our spectacular life even more.

Author’s Bio

Avery T. Phillips is a freelance human being with too much to say. She loves nature and examining human interactions with the world. Comment or tweet her @a_taylorian with any questions or suggestions.

financial stability

Best 94 Affirmations for Financial Prosperity and Abundance

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Find below 94 affirmations for financial prosperity. These money affirmations will change what your brain thinks about financial abundance. The prosperity affirmations will change your thoughts from thinking scarcity to thinking abundance and you will attract very fast financial prosperity.

Repeat and reflect constantly on the below affirmations for financial prosperity and you will for sure increase your energy for attracting money.

  1. I love financial abundance.
  2. I love financial abundance and financial abundance loves me.
  3. I am grateful for financial abundance.
  4. I am grateful for financial abundance and financial abundance is grateful for me.
  5. I am financial abundance.
  6. I am blessed with financial abundance.
  7. I am a magnet for financial abundance.
  8. I choose financial abundance.
  9. I have financial abundance.
  10. I affirm financial abundance.
  11. I appreciate financial abundance.
  12. I attract financial abundance.
  13. I have financial abundance in every detail of my life.
  14. Financial prosperity is blessing me.
  15. The energy of financial abundance is blessing me.
  16. God is blessing me with financial abundance.
  17. God has blessed me with financial abundance.
  18. I have enough financial abundance.
  19. I have more than enough financial abundance.
  20. There is an abundance of financial prosperity and it’s on its way to me.
  21. I am a financial prosperity magnet.
  22. I am receiving financial abundance every day.
  23. Thank you. Thank you. Thank you for financial abundance.
  24. I have plenty of financial abundances.
  25. I can afford financial abundance.
  26. Financial prosperity comes easily and frequently.
  27. I am good at financial abundance.
  28. I have always been able to be financially abundant.
  29. I have always been able to have financial abundance.
  30. I am very good at receiving financial abundance.
  31. I am very good at welcoming financial prosperity.
  32. I am very good at attracting financial abundance.
  33. I love my financial abundance.
  34. My financial abundance is good.
  35. I am always financially abundant.
  36. I am a very good financial abundance maker.
  37. I can see easily, clearly and effortlessly my financial abundance.
  38. It is easy for me to make financial abundance.
  39. Financial abundance seems to stay in my hands.
  40. Life is full of financial abundance.
  41. I embody financial abundance.
  42. Money flows effortlessly into my life.
  43. I am open and willing to allow financial abundance to come to me.
  44. Financial abundance flows to me from multiple sources.
  45. May I be blessed with financial abundance.
  46. Financial abundance is there and I tune myself to it.
  47. Financial abundance is my birthright.
  48. I love money.
  49. I love money and money love me.
  50. I am grateful for the money.
  51. I am grateful for money and money is grateful for me.
  52. I am money.
  53. I am blessed with money.
  54. I am a magnet for money.
  55. I choose money.
  56. I have the money.
  57. I affirm the money.
  58. I appreciate the money.
  59. I attract money.
  60. I receive money with every detail of my life.
  61. Money is blessing me.
  62. The energy of money is blessing me.
  63. God is blessing me with money.
  64. God has blessed me with money.
  65. I have enough money.
  66. I have more than enough money.
  67. There is an abundance of money and it’s on its way to me.
  68. I am a money magnet.
  69. I am receiving money every day.
  70. Thank you. Thank you. Thank you for the money.
  71. I have plenty of money.
  72. I can afford the money.
  73. Money comes easily and frequently.
  74. I am good at money.
  75. I have always been able to be good with money.
  76. I have always been able to have money.
  77. I am a very good money manager.
  78. I am very good at handling money.
  79. I am very wise about investing money.
  80. I love my money.
  81. My money is good.
  82. I am always receiving more opportunities to make money.
  83. I am a very good money maker.
  84. I can see clearly my money.
  85. It is easy for me to make money.
  86. Money seems to stay in my hands.
  87. Life is full of money.
  88. I embody money.
  89. Money flows effortlessly into my life.
  90. I am open and willing to allow money to come to me.
  91. Money flows to me from multiple sources.
  92. May I be blessed with money.
  93. Money is there and I tune myself to it.
  94. Money is my birthright.

Positive Words Research – 94 Affirmations for Financial Prosperity

Financial Success

Top 7 Basic Rules for Financial Prosperity And Abundance

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The level of your financial prosperity influences your level of well-being. The result of an experiment performed on wealthy people says that your happiness level is strongly correlated with your money until you are able to generate 5000 euros a month. Above this figure, your happiness does not depend on your money anymore, if  you keep this flow steady.

But how do you generate 5000 euros a month and even generate more, so that you can fully focus on other sections of your life?

Lack of financial education is the main reason why people don’t have money. You will learn all your life how to reach financial success or financial freedom, but there are top 7 basic rules for financial prosperity. Your wealth depends on, you, actually applying, in reality, the below rules. The rules are written according to their importance, from first place to last place.

1. Pay yourself first for financial prosperity

Pay Yourself First is the central message of the book “The Richest Man in Babylon” by George Samuel Clason. This money rule is written in only three words (pay, yourself, first), but not many people understand what it actually means and why you should respect this rule. You will better understand if you say it like this: Pay Your Future Self First. When you pay, in the present, to your future self, you are actually paying your present self, because very soon, your future self will become your present self. Therefore, you are actually paying to have money in the present. Paying Yourself First means putting at least 10% – 15% from every income that you receive, in savings.

Other very important reasons to Pay Yourself First:

  • Pay yourself first so that you have money to invest. You cannot invest if you do not have money to invest. See more details about how to invest at section 4 below.
  • Pay yourself first to obtain mental relief relating to having/not having money to survive, for yourself and your family.

2. Cost monitoring for financial prosperity

Keep track of all your expenses. At present, the best and simple way to do this is by writing in an excel all your expenses and then putting this excel in onedrive. In this way you will have the excel everywhere you are (mainly either at work or at home) so you can quickly update it.

3. Tithing for financial prosperity

Tithing is giving away 10% of the money that you receive. This rule is again understood poorly. Three aspects will clarify this:

  • Give money to receive money. You get what you give. Give presents, receive presents. Give products, receive products. Give services, receive services. Give money, receive money.
  • 10% is not too much. If you feel 10% out of 100 $ is too much, then you will feel 10% out of 1000000 $ to be enormous. You need to train yourself to feel ease to just give money and also never see how that money is spent so that you receive with ease money and nobody should be concerned how you spend it.
  • Give the money without emotion. You give the money with emotions, you will receive money with emotions. Therefore, you make the process harder, not simpler. Money is simple: give money and receive money. It is a simple flow. Put emotion in it (even positive) and you will just stiff the process.

4. Invest for financial prosperity

Learn to invest and actually, invest. What investments should you have:

  • Have investments in cash in the long term as bank deposits, always. Cash is a property in itself.
  • Have investments with low risk (like bonds and state certificates) in the long term.
  • Have a property and rent it (like an apartment).
  • Start a business: make a website, make an online store, write a book, produce services, sell something.
  • House. If you buy a house to live in it, that is not an investment. If you rent a room in your house then the house becomes an investment. If you rent the entire house then the house becomes an investment.
  • Car. If you buy a car for fun or for going from work back to your house, this is not an investment. When you buy a car for your business and you notice an increase in your revenues, then that is an investment. If you buy a car for your business, but that car is for an employee that does not bring you more money than that is a cost, not an investment.
  • Yourself. If you invest in yourself, but you do not make more money, then you are not investing in yourself, you are just consuming.

In investments is good to learn all that you can about compounding effect. This is related to how money grow when you invest on the long term. Besides this, there are two very important rules to consider in investments:

An investment is something that makes you money

Very few people actually understand this. People say: the best investment that I could ever make is in myself. Then they go and buy all kind of stuff for themselves like clothes, subscriptions to gym, food, training etc. But they don’t link it with the extra money that they gain following all these expenses. If you say you invest in yourself, but you do not produce more money (or you do not produce money at all), then you are not investing in yourself. When you pay for a training (an online course lets say) and in the next year your income is not growing, then you did not invest in yourself. That training will always remain a cost for you, it is not an investment. Before you make an investment, you need to be able to say approximately how much increase in your cash you expect this to bring you. Otherwise, it is not an investment, it is only a normal cost.

In the medium to high-risk investments always only invest the money you are willing to lose

Never invest the money that you are not willing to lose when dealing with investments that are evaluated as having medium to high risk. Manage the risk and keep it as safe as you can keep it. Risk high only the money that you are clearly willing to remain without them 100%. If you have 2000 $ and you feel that you can not lose 1000 $ then do not invest 1000 $, or more. Invest less. Invest 100 $. If from 2000 $ you feel that you can only afford to 100% lose only 50 $ then invest only 50$. Then win in this investment of 50 $, by producing constantly 0.5 $ a month and you can consider that you realistically learned how to invest. Then you can invest more, but only if (again) you are willing to lose your next investment.

5. Net wealth monitoring for financial prosperity

Always keep track of your net wealth. Make a monthly computation (for example on 20th of every month) of your net wealth. Net wealth equals assets minus liabilities. To better understand net wealth consider the following formula: the current value of all things that you own (you need to check if you are able to sell your properties if there is a market for your items) minus all your debts.

6. Increase your revenues for financial prosperity

This rule is very important and very basic rule for financial prosperity but it’s not more important than the above rules. Because prosperity is the accumulation of wealth. Wealth is actually net wealth. Net wealth is not revenues (see above section 5). And new wealth is built in time. You should be able to accumulate wealth, this will make you have money. An increase in revenues, without the ability to accumulate wealth, will only make you have more costs.

7. Money mindset for financial prosperity

Money mindset refers to thoughts you have about money. So what do you think about money? Are those thoughts blocking or welcoming/allowing/creating money. First, you need to learn that you have blocks in welcoming abundance and you need to put an effort in releasing these blocks. Second, you need to think highly and wisely about money. You need to start saying to yourself affirmations such as: “My income is constantly increasing. I have a millionaire mind. I am one with an enormous amount of money. Money is fun. Money is easy. I always feel that money will come. I get paid for being me.” For you to understand these affirmations you need to start reading a lot about topics such as financial education, financial success, financial prosperity, financial abundance, financial prosperity, financial freedom, net wealth and many other related terms.

The most useful program for obtaining progress with your money is “The Spiritual Laws of Money” by T. Harv Eker. Did you find this article useful? Comment below.

Positive Words Research – Top 7 Basic Rules for Financial Prosperity

Financial Success