This week’s positive word is HABITS

This week’s positive word is

HABITS

Victoria J.Brown

www.victoria-brown.com

When we think of the term habit, we generally think of ‘bad habits’ but instilling ‘good habits’ into your life can be life-changing.

Here’s 10 great daily habits to get you started on integrating good habits into your life.

HABITS

Did you realize that our day is made up of lots of habits? Good and bad … from the moment we step out of bed until we climb back in, our day is a run of routines, that have turned into habits, that we are either happy with or would like to break.

Here’s a little exercise for you:

Write down your day as you go along and establish whether these are good or bad habits, i.e: Is your morning coffee a good habit? Maybe not a great one, but walking the children to school or biking to work are great habits.

HABITS

Once you’ve established all your habits (good and bad), tick which ones you would like to change. You may be happy with your morning coffee and have no intention of changing it, or you may have been wanting to reduce your coffee intake for a while.
The best way to change a habit is to create a good one in its place.

 It is hard to change a bad habit, but it will be well worth it, you must believe in yourself and commit to this change.

Not all habits are about eating healthily or keeping fit. It could be something in your life or something that you do that you would like to change: note it down and take action. Start doing something daily to change this habit.

HABITS

Change in certain habits could be small at the moment but you will soon see the changes in your life.

As I always say

SMALL STEPS COUNT

You can do this! So go on, start making the changes now. Make your good habits fulfil your life. Be the best person you can be

10 Things I Wish I Knew When I Was 25

10 Things I Wish I Knew When I Was 25

10 Things I Wish I Knew When I Was 25

I’m not sure how many of you have done this, but throughout my life, I’ve always imagined what I would be like at a certain age. And once I’d actually reach that age, it was never like I imagined it would be, which is not necessarily a bad thing. The thing is, now that I am in my thirties, I don’t exactly feel like I am a totally different person than I was at 25. I’m just a little older, and little wiser, but I’m pretty much the same, with all my flaws and insecurities. However, what’s different is that I’ve learned to appreciate myself for who I am.

It seems so simple now, but several years ago, it was a code I couldn’t crack. I wish I had done some things differently, which is why I am writing this article to my former self and to everyone else who is 25 right now. You are already a great person, but you just don’t know it yet. Here are 10 things I wish I knew when I was 25.

1. Stop Worrying about What Other People Think of You

This is probably one of the biggest problems you will face when you are 25. You are an adult person, so why do you worry about the opinions of others? Now, this doesn’t mean you should ignore everyone and do stupid things. But don’t hang onto their praise, respect, and validation, because you don’t need it. Every person forms an opinion based on their own life experiences and the way they perceive the world around them, and so should you. After all, it’s your life.

2. Some of Your Plans Will Fall Through – and That’s OK!

Sometimes, no matter how hard you try, your best-laid plans will not materialize, but that’s fine because you can’t control everything. There will always be external factors, circumstances, or even people, that will get in your way. But, that just means you will have to choose a different road in order to reach your destination. Or you will simply change your destination and find out that it’s much better than your old one, even if it didn’t seem like it at first.

3. Live in the Moment

While you are busy making those huge plans, don’t let life pass you by. Make the most of each day, no matter how crappy it seems, because there is always something good about it you can take away and remember later. And don’t put off doing things. If you can do something today, then do it. All of these decisions, choices, and actions are what make up the fabric of your tomorrow. So make them count.

4. Learn to Let Things Go

I have to admit, back when I was younger, I didn’t shy away from getting into arguments and conflicts when I believed I was absolutely right. But these days, every fight, every argument, and every conflict will eat away at me, regardless of being right or wrong in the end. Trust me, it’s way better to let go of those things and live your life, instead of thinking about the past. All those failed expectations, disappointments, regrets, anger, envy, and hate are just a burden.

5. Hard Work Will Pay Off

There is no such thing as an overnight success because you never get to hear the full story, involving all the ups and downs. Everything worthwhile requires time, patience, dedication, and hard work. Like those endless nights of cramming, so you can get a college degree and find a job that pays well. We live in an age where instant gratification is everything, and while it may feel good at times, it’s not something that will produce results in the long run.

6. Have Faith in Yourself

Having faith in your skills, talent, and abilities is crucial because that’s what will always drive you to try new things. And the reason why are unsure of ourselves and why we are afraid to try is faliure. We are scared of failing and scared of trying, because of failures in the past. But, making mistakes is all a part of growing up, and getting where you want to go. Stop doubting yourself.

7. Stand Up for Yourself

I know I’ve said that you should let go off conflicts and arguments, but you will also find that life is not fair. In fact, it can be pretty brutal and unjust, which is why you need to fight and stand up for yourself. Don’t compromise your integrity, even if it means you will be unpopular. This also means standing up to authority figures, such as your boss, if they are out of line. You might lose your job, but it’s not your job to be someone’s doormat.

8. Learn to Save Money

You don’t need to become Ebenezer Scrooge, but you should learn how to be smart about money. You don’t have to start saving up for your retirement just yet, but you also don’t have to spend it on every pointless gadget and fad that comes along every 15 minutes. Put aside some amount each month and spend it on something that has some real worth.

9. Take Care of Your Health

I know, when you are 25, you feel as if you’re immortal, but pretty soon, your body will start breaking down, unless you begin to take better care of it. Sure, you may still enter a beer chugging or chili eating competition, but unlike before, it will now come back to haunt you. You will also gain weight more easily since your metabolism will slow down. Give it a boost by exercising regularly.

10. Spend Time with Your Loved Ones

Whether it’s your family, friends, or your partner, make sure to set aside enough time inside the day for them, because they are the ones who love you unconditionally, and who will support you no matter what. You don’t want to look back one day and regret not spending enough with them, just because you were busy building your career. 

At 25, you are your own person, yet you are young enough to still have fun and make plans. It should be the best period of your life. And it will be if you keep these 10 tips in mind whenever you start doubting yourself. Follow your dreams and good luck!

Julie Petersen

Author 

Julie Petersen is a writer and a blogger at NinjaEssays.com. Her passion is sharing self-improvement and educational tips to help people live their lives to the fullest.

15 Powerful Hacks to Overcome Procrastination

10 Powerful Hacks to Overcome Procrastination

15 Powerful Hacks to Overcome Procrastination

Procrastination wastes our precious time and steals our productivity. It’s something all of us are guilty of sometimes. According to psychologists, twenty percent of people can identify themselves as procrastinators. We all have tendencies to procrastinate to some degree, some are just worse than others. For instance, chronic procrastinators can’t seem to control it that they actively look for distractions and sabotage themselves.

Other procrastinators such as the thrill-seekers put off work because they seek the adrenaline rush of beating the deadline. The Avoiders procrastinate because of fear of failure and the decisional procrastinators can’t seem to make a final decision or do not make any decisions at all to absolve themselves of the responsibilities of the consequences.

Procrastinators do not realize the cost of this to their health, work, and social lives. If you are suffering from procrastination, here are some powerful hacks to overcome it.

1. Determine the source or the reason why you are procrastinating

The key to finding a solution to a problem is to identify the root cause of the problem so they can be addressed properly. Usually, there is something more than what you see on the surface. The underlying reason why people procrastinate is deeper and more complicated than just being plain lazy or irresponsible.

2. Lacking in abilities or skills deficit

Some people procrastinate simply because they do not know how to perform what is asked of them or lack the necessary skills to complete tasks. Others postpone doing tasks because they can’t admit to themselves they need help and having troubles asking for it for the fear of judgment. One example is in writing an academic paper. Most students procrastinate because they couldn’t put their thoughts into a paper. They tend to put it off instead of looking for ways they can accomplish their requirements. If you are one of them, end your suffering and seek help online.

3. Lack of interest and motivation

It is natural for people to postpone doing any task if it does not appeal to their interest. The best solution for this is to just remember why the task needs to be done anyway and the possible effects if you fail to do it. Other times the task still interests you but you just lack the motivation to even begin. It may be triggered by other factors in life that you have to address first or emotions you have to deal with.

4. Feeling overwhelmed

When you feel too overwhelmed by your current situation in life, it is quite normal to procrastinate. Switching from one task to another is difficult.

5. Fear of failure and fear of success

Fear of failure can paralyze people. They fear that they might do something poorly or not being able to do it at all that they cannot even begin. On the other hand, those who fear success procrastinate because they think more will be expected out of them if they succeeded to perform well.

6. Act of Rebellion

Rebels deliberately procrastinate without really understanding why they do it sometimes. It’s an unconscious reaction against people of power. A teenager at home may delay doing his/her chores just because his/her parents asked him/her to do them immediately.

These are just some examples of reasons why people procrastinate.

7. Refine your to-do list and rank your priorities accordingly.

At times, we tend to feel pressured just by merely looking at our to-do list, especially when we don’t feel enthusiastic about certain tasks. The more things listed down, the more people tend to procrastinate. One solution that could work is to be realistic about the things that you can and can’t do and keep your list short. Rank your tasks according to the level of priority so you’d know which one requires immediate action.

8. Breakdown big tasks into chunks

Refer to your list and breakdown big tasks into smaller tasks so you can accomplish them without overwhelming yourself too much that you put off other equally important tasks off.

9. Try to finish all the easy tasks first

When we think of a task as easy, we tend to postpone doing it that we sometimes end up not being able to do it at all. If you tell yourself “It’s fine. It’s easy, I’ll do it later” a lot of times, you are already procrastinating.

When you finish the easy tasks first, you can cross them out of your list and prepare for bigger ones. It can save you time, effort and in some cases, money.

10. Use productivity apps

It is amazing how we can utilize technology to our advantage. If you need a little nudge to keep yourself going, download apps that can help make everything a little easier. There are apps that can remind you of your task and there are some that can help keep your focus and away from distractions.

11. Take meaningful rests

Meaningful rest means not staying in work mode. Some people take breaks only to do other smaller tasks. Sometimes people procrastinate because they do not get enough rest. Their mind gets too tired that it wanders.

12. Reward yourself for your accomplishments

Sometimes all you need is a positive reinforcement. Reward yourself for every accomplishment and you will feel good and enthusiastic to accomplish more tasks.

13. Take proper care of yourself

When you neglect to take care of yourself, you will put off work because you either feel too tired or sick. You are tired because you didn’t get enough sleep or you feel sluggish because of the kind of food you eat, and then you get sick. Eat well, get enough sleep, exercise and you will feel better and productive.

14. Meditate

Meditation can help you deal with stress by clearing your mind so you can regain your focus. Even great and successful people procrastinate, and use meditation to get them back to the game.

15. Mind over matter

Whatever your reason may be for putting off work or delaying tasks, you have to have a mantra that can immediately snap you out of your procrastination. Remind yourself that if you fail to do what you have to do, you will not be able to achieve your goals.

You are not born with chronic procrastination, it is something you have created you. The good news is that you can change your behavior. You can avoid unnecessary distraction and focus on what really matters.

Norman Arvidsson

BIO: Norman Arvidsson is a writer on trust my paper.  He is also beginner-contributing blogger interested in such areas as self-improvement, inspiration, and productivity improvement.

First image source: 1

5 Things You Can do in Your Twenties to Retire in Your Thirties

5 Things You Can do in Your Twenties to Retire in Your Thirties

5 Things You Can do in Your Twenties to Retire in Your Thirties

Is it really possible to do things in your twenties to set yourself up for retirement in your thirties? Yes! It is possible. Is it guaranteed? Of course not. There will always be factors outside of your control, but that doesn’t mean you shouldn’t go for it. Retirement in your thirties might be a lofty goal, but it is not impossible. So, why not work towards that goal? What is the worst thing that can happen? Good choices in your twenties might put you on the path to retirement. At worst, they will put you on the path to prosperity. Either way, here are 5 things that you can do to retire in your thirties.

1. Learn the Difference between Good and Bad Debt

Creating wealth often requires that you go into debt temporarily in order to make a profit later. This means that you need to have an excellent credit rating. Many people make the mistake of believing that the best approach to early retirement is to never go into debt. This is a big mistake. Having no debt means that you have no credit. This means that when you do need to go into debt, to invest in real estate, for example, creditors have no way of knowing if you are worth the risk. This is why incurring some good debt is necessary.

Good debt is a reasonable amount of debt that you carry, based upon your income that you pay on in a timely manner. One example of good debt would be a credit card that you obtain through your local bank that you carry a small balance on. As long as you make payments on time, and you carry over a small balance each month, you will be creditworthy when you need to borrow money. Just keep your debt to a minimum.

On the other hand, bad debt can be high-interest credit cards where you make only minimum payments and are frequently late, buy here pay here car purchases, and many types of in-store credit. Avoid this type of debt like the plague.

2. Start Saving Immediately and Make Sacrifices to do So

If you want to retire in your thirties, you will need to build a healthy, liquid savings account now. This will be your source of emergency funds. In addition to this, once you build up enough savings, you can begin to move some of this cash into a retirement fund or into other investments.

Your next question is probably how much should you have available in savings? That depends on your lifestyle and income. However, may experts say that you should save 1 to 2 years worth of income in case of an emergency? Just remember that your goals are different than your peers. They may be fine simply putting away 10 percent of each paycheck. If you aren’t making enough to save adequately this could be one of many signs that it is time to change careers. You, on the other hand, will need to put away much more. In fact, you will have to make important personal choices and sacrifice some wants to make early retirement happen.

3. Live as Simply as Possible

Consumerism is one of the biggest barriers to financial success. Every day, you are targeted with advertisements that are designed to do nothing more than thinking that you need to purchase products or services that you don’t really need. Take a look at your life as it is right now. What can you simplify, what can you give up, where can you cut back? For example, do you really need to own a car and a home? Are the maintenance and payments on both worth it? Maybe you could cut some complication out of your life and save money if you purchased a small condo that was close to work and rode the bus. Do you really need that full cable package with all of the sports and movie channels? Could you live with Netflix and just pay for wi-fi instead? What about using your smartphone as an internet hotspot instead of enriching some major cable conglomerate?

4. Don’t Purchase: Invest!

Speaking of overconsumption, remember that every dollar that you spend on a good or service is a dollar that you are not using to invest in your future. If you prioritize putting money into retirement savings or towards other investments, you can earn money on your money. This will go much further than money spent on some item that is going to depreciate over time. Whether you have a 401k or some other retirement plan, be sure that you are contributing the maximum amount that you can. Remember, if your employer has a matching program, you are throwing away money if you don’t invest at least that amount from your own paycheck.

When you get raises, tax refunds, or other windfalls of cash, don’t fall into the temptation to make some big-ticket purchase or take a vacation. Instead, put that money towards your investments. If making a purchase is necessary, focus on getting the most value for the smallest amount of money.

5. Make Your Free Time Productive Time

There is absolutely nothing wrong with enjoying life, doing things that make you happy in your down time, and even procrastinating from time to time. However, if you are like many people, you waste several hours each week simply being unproductive. This is time spent surfing the internet, watching television, and otherwise doing nothing that is constructive. Consider taking some of that spare time to pick up an extra job or starting a side business, to learn a new skill that you can monetize down the road, or to learn more about investing.

Conclusion

Wouldn’t it be great to get out of the rat race instead of working for the next forty years? If you make some sacrifices and smart choices now, this could be a very real opportunity for you.

 

Rick Riddle

 About the author:

Rick Riddle is a marketing consultant and an up-and-coming blogger whose articles aim to help people with e-learning, career, entrepreneurship, self-development and digital marketing. Feel free to follow Rick on twitter and LinkedIn.

 

This week’s positive word is GENEROUS

This week’s positive word is

GENEROUS

Generous

Some people think if they only have little to give, they can’t give at all.

You don’t have to have a lot to be generous, you just need to be willing to give. You could be the person who is in need of help, how amazing does it feel when someone helps you? A better feeling is being the person doing the helping. Giving and being generous is a warmth in the heart and soul, even more so when you don’t expect anything back.

Generous

Here are 5 ways that will help you live a more generous life

  • Spend time with generous people – If you understand the law of attraction, you will understand that the more people you spend time with who are generous, you too will become as generous. You will soon learn how to be generous and how amazing it feels.
  • Be grateful – Gratefulness leads to happiness, which naturally leads to wanting to show and give to others what you appreciate in your life. Being grateful in your own world is a sure way of helping you become more generous.
  • Read stories about generosity – Read about generous people and see how they give. This could be rich people or poor people, remember giving isn’t always about money.
  • Do something for charity – If you haven’t got the funds to give to a good cause, then arrange an event or something similar (for example the Macmillan Coffee mornings are very popular). You could do this with a charity that you care about. There will be a charity out there that you can relate to, see how you can help them.
  • Give your time – Time is one of the most precious things in our lives. If someone is giving you their time, it’s important to appreciate it. What can you give your time to? Spending it with people in need is one of the most rewarding things you can do with your time. Being generous with your time is never a waste of time J

Generous* This wonderful post is part of the  which is published at Positive Words Research by Victoria Brown from victoria-brown.com.